Our team of experts in the field of private health insurance has been providing advice for 30 years and consistently finds the best solutions.
We provide you with neutral advice and are also there for you after a switch
We provide independent advice and have exclusive background knowledge. Our advice is based on an anonymous risk analysis with all relevant companies and an objective analysis of your individual situation.
New in Germany? In certain situations you can take advantage of special expat rates. Exceptionally affordable and flexible.
Private health insurance offers the opportunity to save on premiums while enjoying significantly better benefits.
Our team of experts in the field of private health insurance has been providing advice for 30 years and consistently finds the best solutions.
We provide you with neutral advice and are also there for you after a switch
We provide independent advice and have exclusive background knowledge. Our advice is based on an anonymous risk analysis with all relevant companies and an objective analysis of your individual situation.
New in Germany? In certain situations you can take advantage of special expat rates. Exceptionally affordable and flexible.
Private health insurance offers the opportunity to save on premiums while enjoying significantly better benefits.
Recommended by “I am Expat”
more than 25
Connected Experts
over 25 years
Experience in Health Insurance
Calculation Example
Employee
30 years old
Yearly Gross Income: 80.000 €
Calculation Example
Employee
30 years old
Yearly Gross Income: 80.000 €
Book a free intro call
Let’s find out together whether and how private health insurance is worthwhile for you. In 10 minutes you’ll have an initial overview and clarity about which benefits you can improve and how much you can save. This can be up to 5.000 € per year.
You should always make a conscious decision in favor of a system. However, it is possible to switch under certain conditions. If you fall below the income threshold (2026: 77.400 €), you even need to switch back.
It is possible to change the tariff within the company and adapt it to your life. If you have two small children, you can reduce your cover and pay less.
There are also numerous other ways to change your private health insurance: e.g. deductibles, modular principle, etc.
The statutory and private systems are totally different. While the contributions of the statutory system are based on income, the private system calculates the contribution based on age and health status at the time of taking out the policy.
Questions? Answers!
The decision between private and statutory health insurance must be well-founded.
We want to know your specific needs so we can provide the perfect solution. Book a free call and let us know what you need, we’ll do our best to help.