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Public Health Insurance Calculator in Germany
Compare public health insurance funds in Germany in English. All calculations and comparisons now run on PolicyMarkt, our partner platform for expats, with licensed brokers behind every policy.
One place for every health insurance comparison
PolicyMarkt is built for expats: the comparison is in English, prices are calculated for your personal situation, and you can apply directly online. If you want a second opinion on the result, we are only one call away.
Public health insurance (GKV)
Compare statutory funds by monthly contribution, additional contribution (Zusatzbeitrag) and extra benefits.
Private health insurance (PKV)
Calculate private plans for your age, income and the level of cover you want, as an employee or self-employed.
Not sure which system fits?
A calculator shows prices. Whether public or private makes sense depends on your income, family and long-term plans.
From comparison to the right decision
Compare on PolicyMarkt
Enter a few details such as occupation, gross income and federal state, and see the options that match your profile.
Check the result with us
The cheapest option is not always the best. We look at benefits, long-term costs and how it fits your financial plan.
Apply with confidence
Apply directly online or with our support. Your policy is arranged by licensed brokers (§ 34d GewO).
Prefer to talk it through first?
If you are unsure whether public or private insurance fits your situation, we review your options with you before you compare.