Public Health Insurance Calculator in Germany

Compare over 70 public health insurance funds in Germany and follow our simple English guide to complete the form with confidence.

Public Health Insurance Calculator in Germany

Compare over 70 public health insurance funds in Germany and follow our simple English guide to complete the form with confidence.

Choosing the right public health insurance in Germany can feel overwhelming, especially when comparison tools are only available in German. This public health insurance Germany calculator helps you compare over 70 statutory health insurance funds. To make the process easier, we’ve prepared a simple English guide to help you complete the form with confidence.

Use the guide below to understand each field in the German form. Each step is explained in English so you can complete your comparison with clarity and confidence.

1. Your Occupation (Ihre Berufsgruppe)

Choose the option that best describes your current situation in Germany:

  • Angestellter –
    Employee with a work contract (full-time or part-time).
    → If you work for a company and receive a monthly salary, choose this.

  • Berufsausbildung (z.B. Azubi) –
    Vocational training / apprenticeship.
    → Select this if you are an apprentice (Azubi) in a recognized training program.

  • Selbständiger / Selbstzahler –
    Self-employed / freelancer / paying contributions independently.
    → For freelancers, contractors, entrepreneurs and anyone working independently.

  • Rentner (nur gesetzl. Rente) –
    Retiree receiving the statutory (public) pension.
    → Only choose this if you receive a German public pension (gesetzliche Rente).

  • Student –
    University student enrolled in a German institution.
    → For bachelor’s, master’s or long-term academic programs.

Enter your gross (pre-tax) monthly income.

  • If you are an employee → find this in your work contract or payslip (Bruttogehalt).

  • If you are self-employed → use your estimated average monthly income before taxes.

  • Students with no income typically leave this as 0 or fill only if required by the form.

Select the German state (region) where you currently live.

Once all fields are filled in, the calculator will show the best matching health insurance funds for your profile. If you need help interpreting the results, feel free to contact us.

Once all fields are completed, the calculator will show the best matching public health insurance options in Germany based on your profile. If you need help interpreting the results, feel free to contact us for personalized guidance.

Choosing the right public health insurance in Germany can feel overwhelming, especially when comparison tools are only available in German. This public health insurance Germany calculator helps you compare over 70 statutory health insurance funds. To make the process easier, we’ve prepared a simple English guide to help you complete the form with confidence.

Use the guide below to understand each field in the German form. Each step is explained in English so you can complete your comparison with clarity and confidence.

1. Your Occupation (Ihre Berufsgruppe)

Choose the option that best describes your current situation in Germany:

  • Angestellter –
    Employee with a work contract (full-time or part-time).
    → If you work for a company and receive a monthly salary, choose this.

  • Berufsausbildung (z.B. Azubi) –
    Vocational training / apprenticeship.
    → Select this if you are an apprentice (Azubi) in a recognized training program.

  • Selbständiger / Selbstzahler –
    Self-employed / freelancer / paying contributions independently.
    → For freelancers, contractors, entrepreneurs and anyone working independently.

  • Rentner (nur gesetzl. Rente) –
    Retiree receiving the statutory (public) pension.
    → Only choose this if you receive a German public pension (gesetzliche Rente).

  • Student –
    University student enrolled in a German institution.
    → For bachelor’s, master’s or long-term academic programs.

Enter your gross (pre-tax) monthly income.

  • If you are an employee → find this in your work contract or payslip (Bruttogehalt).

  • If you are self-employed → use your estimated average monthly income before taxes.

  • Students with no income typically leave this as 0 or fill only if required by the form.

Select the German state (region) where you currently live.

Once all fields are filled in, the calculator will show the best matching health insurance funds for your profile. If you need help interpreting the results, feel free to contact us.

Once all fields are completed, the calculator will show the best matching public health insurance options in Germany based on your profile. If you need help interpreting the results, feel free to contact us for personalized guidance.

Use the Public Health Insurance Calculator